Phoenix Insurance (Mauritius) Limited

Motor Insurance Policy

Motor insurance is mandatory & it provides financial compensation in the event of a road accident or other adverse event that cause death, bodily injury or material damage to another person or his property; or to your vehicle and or your property.

Comprehensive Policy
Comprehensive Policy


Motor Comprehensive policy - Phoenix VIP

Phoenix VIP is the most comprehensive motor insurance policy available in the present market & it provides complete protection for your valued vehicle. We offer you several additional benefits without any additional premium.

Our innovative VIP ON THE SPOT is the speedy and hassle free claims settlement in the market. We provide you 24/7 services in both road accidents & breakdowns. In an event of a road accident you are just one phone call away for the settlement of your claim. Dial 2123939 & our team of surveyors visit the scene of the accident & settle your claim ON THE SPOT BY CASH.

Value Added Benefits

  • On the Spot Claim Settlement by cash ( 24/7 Service )
  • 10 years warranty insurance cover for manufacturing defects
  • Accidental/ Health Overseas cover Rs.500,000
  • Critical Illness cover for major illnesses up to Rs.300,000 (Heart attack, Stroke, Cancer etc..)
  • Car to car Benefit � Total loss within first 2 years a similar car
  • Facial Plastic surgery for lady drivers up to Rs 50,000
  • 24/7 Road Assistance Service including mechanical break down
  • 24/7 Customer care call center- Hot Line 2123939
  • Replacement Vehicle whether at fault or not
  • (Terms and conditions applied)

Other Benefits

  • Accidental damages
  • Theft
  • Cyclone
  • Flood
  • Fire
  • Malicious Damages
  • Riot & Strike
  • Terrorism Cover
  • No excess will be applied within two years from first registration. (applicable only for private cars)
  • Third party damages
  • Towing - Accidental and Mechanical Breakdown
  • Windscreen Cover
  • Passengers' Cover
  • Legal Assistance
  • No Claim Bonus up to 25%

Motor Third Party policy - Phoenix TPO

Phoenix third party insurance cover provides the coverage only for third party liabilities as per the minimum requirement of the Road traffic act in Mauritius.

  • Third party damages
  • Death or bodily injury up to Rs 150 million
    Third party property damages up to Rs 50 million

  • Legal Assistance in the event of a claim
  • Free Critical illness cover up to Rs 150,000

  • Optional Covers
  • Passenger Cover
  • Death or permanent disablement up to Rs 100,000
    Medical Expenses up to Rs 25,000

  • Towing Cover
  • Accidental and Mechanical Breakdowns

Motor Insurance Policy

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Latest News

news information

To serve our customers better our 22nd Branch has been opened in Vacoas at 74, Saint Paul Road on 07th July 2022.


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news information

For the ease of our customers we have opened up another branch in Port Louis at Premium Complex - Opposite A.G Jeetoo Hospital, 38, Volcy Pougnet Street on 6th April 2022.


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claim on the spot   212 3939